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From evaluating OPEB liabilities to providing guidance for health and welfare benefit plans, GRS’ health care expertise helps plan sponsors manage the increasing challenges they face in providing health care benefits to employees and retirees. Our experience indicates that cost containment and benefit levels must be carefully balanced. This experience guides the advice and solutions we deliver to the public sector. We are able to deliver objective, independent solutions because we have a long history of working with both management and employee groups in the determination of benefit levels and costs.